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Money, Debt and Benefits

Managing finances on a tight budget and / or dealing with debt cause great amounts of stress and can feel overwhelming. There is help available and it is important to seek help to stop financial problems escalating.

Mind in Brighton & Hove does not have a money and debt advice service but we have details of other agencies locally who can provide money and debt advice.  We are not able to recommend any particular service and we suggest that you check the referral criteria and opening hours with the organisation themselves.

You can go directly to the websites for the following organisations who offer money advice.

There are also national organisations offering free debt advice such as StepChange (the new name for the Consumer Credit Council) or National Debtline.

Please be aware that other debt advice agencies might charge for their services. Do check before using any such services.

Some sources of borrowing incur very high interest rates or penalties. Seek advice from one of the agencies mentioned above.

These National Mind Booklets might be useful:

Money and Mental Health, Debt and Mental Health, Help to manage Money 

Practical Help

If you are struggling financially, a number of organisations offer practical help. Brighton & Hove City Mission Basics Bank can offer up to four weeks support with food parcels. They also offer starter home packs for people moving into accommodation. They work with people who are referred from a list of organisations. Their website lists which agencies can refer to them. Brighton Unemployed Centre Families Project and St Annes Day Centre offer a low cost lunch and other practical support. You can find more information about help to tackle food poverty on the Food Partnership website.

Crisis Loans and Community Care Grants have been abolished as part of the welfare reforms. In Brighton & Hove, they have been replaced by the Local Discretionary Social Fund. More information is on the Brighton & Hove Council website.

Benefits

Many people contact us and have described the impact on mental health that the benefits system can have and the immense difficulty in navigating their way through the system. It is important to get as much information and expert advice as you can when it comes to claiming benefits and when needing to challenge a decision.

You should carefully check the dates of letters as well as any deadline to submit a claim, provide information or challenge a decision if you do not agree with it.

Rethink have produced detailed information about Mental Health and Welfare Benefits

Mind in Brighton & Hove does not have a welfare benefits advice service but we have details of other agencies locally who can provide welfare benefits advice.  We are not able to recommend any particular service and we suggest that you check the referral criteria and opening hours with the organisation themselves.

You can print a list of local agencies who provide Welfare Benefits advice here- B & H Benefits Advice Services

You can go directly to the websites for

Further Help

  • For more services providing information and support about money, debt and benefits, look in our directory
  • If you need advocacy about an issue to do with money, debt and benefits, our advocacy team might be able to help.
  • If you need individual advice, contact our Advice and Information Team.